Vintage Savings

Today Abbi sent me this link about vintage shopping and saving money. It is true that shopping for vintage can be cheaper than purchasing new clothes in stores. I have found that to be the case for me. However, I think that the author of the article glossed over a few things... so here are some things to consider when thinking about vintage shopping.

First and foremost, a vintage shopper has to have patience to dig, dig, and dig some more. Chances are the goodwill, salvation army, or local thrift store will not have a 'vintage' section. If you are not fond of digging through racks of clothes you might have a hard time saving money on vintage attire since vintage stores and boutiques have a much higher mark-up. My Mom does not dress in vintage, but she is great at finding awesome clothes at thrift stores for a great price. I think her secret is patience and persistence. She spends plenty of time in stores and goes to them often enough to catch the good deals when they come in; thanks Mom!

With this being said, a vintage shopper also has to have time to shop around a lot. If you have a hectic schedule chances are that you don't have an extra 2 hours to blow at goodwill hoping to find a vintage jewel. Sometimes spending extra money to save your sanity is worth it (Mom usually ended up buying us slightly expensive dresses for prom for this very reason)!

Shopping for vintage clothes can be a money saver.... but how much you save depends on how hard you try. Of course, that seems to be true of most money-saving techniques.

p.s. If you are interested in buying vintage or learning more about vintage fashion I do highly recommend the book the LearnVest article references: The Little Guide to Vintage Shopping. It is a great reference book! I would also recommend looking up vintage blogs online and shopping around etsy.com.

pps... something else has been helping me save money when it comes to shopping for clothes; I have decided to ONLY buy clothes that make me feel FABULOUS! I have bought less clothes, but I am in love with the clothes that I do buy!

Something Old, Something New: A Tandem Post

While considering the question 'what is the best piece of financial advice someone has given you', I automatically started thinking about credit cards, bills, 401(k)'s, and interest rates. While I have heard tons of advice about the pros and cons of the above, the best piece of advice I had ever been given about finance was an unspoken rule in our house; don't buy something unless you really need it.

A prime example of this would be our family cars. Mom and Dad both had cars, but they always bought used (duh) and they drove them until they cost more to repair than they were worth. The local car dealership owner, Tom, once told my mom that he knows hes not going to make a lot of money off of my parents because they used the cars for all they could. Tom also had a bad habit of chain smoking in his small office. I also believe the office had wood paneling, because it was a dark, smelly place. Neither my sister or I liked to go car shopping.

Buying new furniture was also something that wasn't a necessity for our household. Our house was full of furniture bought or given to us by family members. It doesn't make much sense to spend a lot of money on furniture that you know will get stained from countless glasses of split tea and captain crunch falling through the cracks in the cushions. Now that my sister and I (okay, it was mostly me) are not living there anymore my parents are now enjoying the ownership of new furniture; and I've already spilled things on it (sorry mom).

I am so grateful for this unspoken family motto. I've saved a lot of money by adhering to it. In fact, our 'desk' that I am typing this on was from my Granny; it's actually a vanity! I love it! Our apartment is full of family members furniture, but for every dollar we didn't have to spend on a new desk, sofa, or car is another dollar going towards knocking out my college debt. There will be a time when we might have new and matching furniture and nice cars, but what we have now is more than enough. Plus, that is why the Lord invented slipcovers!

*This is a tandem post with Abbigail and Rose; check their blogs out too! Not only are they smart ladies... but hey have great blogging skillz*

[Insert Clever Title Here]

Sorry i've been MIA lately friends! Many things have been happening here for the husband and me. Here is a quick run down:

• Ive started therapy again! I like my therapist so far; she seems to know her stuff and she also tries to make things fun. Plus she called me smart. :) I'm doing therapy for my anxiety.
• My sister's baby shower is next week (yay!!) so i've been busy preparing for that as well. I can't wait to see her and Baby Girl!
• The husband and I have paid off about 22% of our school loans! 3% more and we are upping the allowance we give ourselves each month! Woo-Hoo!!
• Our anniversary trip went splendidly! We piddled around small towns, ate out a lot, went to a state park, and finished the weekend off at Apt 16's Werewolf Bar Mitzvah Party. We had SO MUCH FUN!!

Ill post pictures of our fun times soon!

Website Wednesday

Nothing makes me more uncomfortable than a spreadsheet full of numbers and dollar signs.

While some out there (ahem, husband and other like-minded folk) appreciate having their finances fit neatly into excel, exposed for the whole world to see, I do not. Numbers have never been my friend. I struggled in school with math and still struggle. Numbers do not make sense to me... which makes budgeting extremely difficult.

Before the husband and I got married we did some pre-marital counseling. The hardest session was the one that focused on finances and budgeting. I am pretty sure I wiped the pastor out of kleenex from all my crying! It was the longest hour and a half of my life, but we made it through. We decided before the meeting that we needed to create a budget and stick to it, and after the session we made the budget in excel. It was rough and not without a ton of anxiety on my behalf, but we completed the task. The husband learned soon thereafter that talking to me about finances is most successful late at night when I am sleepy and cant work myself up. :)

There is, however, one simple internet site that has made things easier for me in regards to finances. This website helps me understand money and budgeting with applications such as pie graphs (I mean, everyone understands pie graphs). The website is also pleasing to look at -unlike excel, which gives me the shivers to even think of because of its coldness and matter of fact layout.

Mint.com is a godsend. Seriously people. Check it out and see if it can do for you what it did for me (and my husband)!

The husband finds his security in facts, science, and numbers. I find mine in easy-to-use internet sites and chocolate.